Self-Service Banking & Branch Terminals To Serve Your Omni-Channel Needs

Self-Service Banking Terminals

The Modern Banking Paradox

Branches in ASEAN are transforming - not disappearing. Customers still expect a physical touchpoint for key moments, but they also demand speed, autonomy, and 24/7 access. Banks now rely on a new generation of self-service banking terminals and branch automation solutions to reduce teller workload, enhance compliance, and give customers more choice in how they transact.

Once standalone units, today’s kiosks and branch terminals are part of a connected ecosystem that bridges mobile and branch. Customers can start on their phones, complete biometric e-KYC at a kiosk, and walk away with a live account, issued cards, or approved loan - without touching a counter.

Regional banks are now reimagining their branches as smart service hubs - automated, omnichannel, and built for scale

Explore our Digital Banking Solutions

Explore how each terminal fits into your branch transformation strategy

Next-Generation Multi-Function Kiosks

Built to Automate Branch Services. Designed to Scale Customer Access.

Next-Generation Multi-Function Kiosks

HT Consulting’s next-gen kiosks go far beyond ATM-grade capabilities. These are modular, intelligent, and custom-built machines - developed around each bank’s requirements. They are ideal as digital onboarding kiosks, supporting full account opening, biometric e-KYC, loan origination, and instant card issuance kiosks - all without teller involvement.

At a Glance Capabilities
  • Pre-staged journeys begin online; branch time is kept for advice.
  • AI validation + real-time AML / credit-bureau APIs clear risk in seconds.
  • Maker-checker controls satisfy auditors without adding friction.
  • Biometric last-mile locks are trusted with a face or fingerprint.

The impact: 60% faster onboarding, up to 40% fewer teller hours, and full-service reach into rural and underbanked districts - while affluent customers still enjoy concierge-level attention.

Explore What’s Possible

Examples of bespoke next-generation multi-function kiosks you can deploy to transform branch services.

These are just starting points. Every institution’s needs are unique—and we’re ready to help you design the modern multi-function kiosk your customers need.

Find out more about our Next-Generation Multi-Function Kiosks

Self-Service Payment-Issuance Kiosk

Rototype CJD 8000

Self-Service Payment-Issuance Kiosk
What It Solves

Every time an institution prints a cashier’s cheque at head office, it sparks a costly paper chase. The CJD 8000 payment-issuance kiosk eliminates that loop by enabling customers to request instruments online or at the kiosk, with real-time host connectivity and instant MICR validation.

Rototype CJD 8000 cuts that entire logistics loop. Customer beneficiaries request the instrument online or at the kiosk, the unit pulls real-time details from your host, prints and validates the MICR line on the spot, and hands over a ready-to-use payment in under two minutes.

At-a-Glance Features

Examples of bespoke next-generation multi-function kiosks you can deploy to transform branch services.

All payment instruments in one kiosk—cashier’s cheques, money orders, reimbursement cheque

Real-time host integration; eliminates manual key-in errors

Instant MICR & security validation for smooth clearing

QR / token hand-off for a seamless phygital banking kiosk journey

On-Demand Chequebook Printer for Back-Office

Rototype CJD 6000

On-Demand Chequebook Printer for Back-Office
What It Solves

As cheque usage tapers, pre-printing and storing large batches no longer makes sense. The Rototype CJD 6000 On-Demand Chequebook printer lets branches and hubs produce fully personalised chequebooks in minutes - cutting per-book cost and wiping out overstock.

At-a-Glance Features

Dual feed boxes for 1,800 leaves + 1,400 covers/re-order forms

Prints, MICR-encodes, and binds a 50-leaf book in under 2 minutes

ISO-compliant magnetic ink encoding with auto-verify

Secure reject bin and retract slot for uncollected items

Prefer a pay-as-you-go model? Explore our on-demand chequebook outsourcing service. Online or mobile requests route straight to HT Consulting’s print farm, where the book is produced instantly and dispatched the same business day to the customer’s chosen branch or doorstep - all billed only for chequebooks actually ordered.

Self-Service Bulk Cheque Deposit Kiosk

Rototype CSD 2002/E.2

Self-Service Bulk Cheque Deposit Kiosk
What It Solves

Legacy cheque deposit units often push rejects into tomorrow’s back office. The Rototype CSD 2002/E.2 bulk cheque deposit kiosk validates items instantly, bouncing exceptions back to customers before acceptance.

Built with an on-board AI-driven engine, it inspects every cheque - signature present, date current, payee name matches host record, courtesy amount equals legal amount - before the deposit is final. Any exception bounces back to the customer instantly, so back-office staff never touch it and labour costs stay low.

Connect CSD 2002/E.2 to Maestro Straight-Through Cheque Verification and all accepted cheques post straight to core, clearing automatically.

Endorsement, stamping and high-resolution imaging occur in one pass, satisfying national image-based Cheque Truncation System rules (e.g., eSPICK in Malaysia, ICCS in Hong Kong) with no extra hardware.

At-a-Glance Features

Bulk feeder accepts up to 35 cheques per session

Real-time AI validation: signature, date, payee, courtesy vs legal amount

Built-in endorsement printing for compliance

Straight-through posting with Maestro STP Cheque Verification integration

Instant reject & return of damaged or incomplete cheques

Self-Service Cash & Cheque Deposit Kiosk

With Recycling Option

Rototype MDS 9000R

Self-Service Cash & Cheque Deposit Kiosk
What It Solves

Branches with heavy deposit traffic need speed and efficiency. The Rototype MDS 9000R works as a high-throughput depositor today, then switches on its cash & cheque recycler functionality when the data justifies it.

This flexible model keeps capex aligned with actual demand while maintaining maximum lobby throughput.

At-a-Glance Features

Mixed-media deposit: up to 300 notes + 35 cheques per session

Five-cassette architecture, ≈17,000-note capacity

Switchable modes: deposit-only or full recycling

High-speed feeder and escrow minimise queues at peak hours

Unified imaging posts cash and cheque data in one pass

Beyond Hardware: Omnichannel Banking

Kiosks are just one piece of the journey. To unlock full value, they must connect with your mobile app, backend systems, and digital onboarding flows. That’s where our GO Suite comes in - cloud-native digital banking platforms for payments, customer engagement, and branch transformation solutions.

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