Cost-Efficient Cheque Issuance for Digitally Integrated Banking

Even in the age of instant transfers and mobile payments, cheques remain deeply rooted in a number of ASEAN banking markets - from business transactions to customer preferences for control, proof, and peace of mind. In economies where cheque circulation is still active, it will be difficult - if not unrealistic - to fully phase them out over the next decade.

For banks and FSIs, the real question is not “how to eliminate cheques,” but rather: how to provide this trusted payment instrument in the most cost-efficient, streamlined, and sustainable way possible. The right model protects inclusivity and reduces operational waste.

The Rototype CJD 6000 enables just that. This compact, high-capacity printer brings chequebook issuance back in-house - securely, compliantly, and on demand. Whether deployed in a central hub or select branches, it delivers clear returns: lower cost per book, faster turnaround, and tighter control over every step.

Built for digitally integrated workflows, the CJD 6000 lets customers pre-request chequebooks via mobile or internet banking - specifying 10, 20, or 50 leaves. When they arrive at the branch, their book is already printed and ready for collection. The result: fewer manual touchpoints, improved SLA, and a seamless experience for customers and staff alike.

On-Demand Chequebook Printer

Who Gains and Why It Matters

Operations Leaders

Operations Leaders

Bring chequebook printing back in-house and reduce cost-to-serve by up to 45 %. By replacing outsourced fulfilment with controlled, in-branch production, banks can avoid bundled mark-ups and better manage per-book economics at scale. With Straight-Through Processing (STP), each request - digital or in-branch - is fulfilled automatically, with no manual steps or rekeying.
Branch & Channel Managers

Branch & Channel Managers

Customers can now pre-request chequebooks and collect them during the same visit. Those needing assistance can be supported at the counter or via phone banking. Either way, fulfilment is handled centrally, with no extra workload on branch staff.
Sustainability Officers

Sustainability Officers

Cut up to 4.6 tonnes of CO₂ per year by eliminating courier emissions and excess packaging. Let customers choose exactly what they need - 10, 20, or 50 leaves - to reduce waste and support your ESG goals.
Digital & Transformation Teams

Digital & Transformation Teams

Modernise cheque issuance into a digitally-enabled, customer-choice-driven service. CJD 6000 connects digital requisition to real-time fulfilment, helping you upgrade legacy workflows without compromising service inclusivity.

Features Built for Digitally Integrated Banking

Features for Digitally Integrated Banking
Feature
Operational Advantage
Operational Advantage

Pre-staged print requests from mobile/internet banking

Frictionless branch collection—no teller intervention

Customisable leaf count: 10, 20 or 50 leaves

Saves paper, lowers cost per book, matches actual customer needs

Dual-feed capacity (1,800 leaves + 1,400 covers)

Fewer reloads, higher uptime

Print + MICR + Bind in < 2 minutes

One-touch fulfilment; instant handover

Thermal MICR Encoding (CMC7 / E13B)

Fully ISO-compliant for clearing

High-res logo + name print per leaf

Personalized branding at zero cost

Auto-retract + Reject bin

Secures uncollected or flawed books

Online Ordering Integration

Supports digital requests via mobile/IB

Secure network interface (10 Base-T)

Reliable, bank-grade host connectivity

Prefer Zero CapEx?

Not ready to invest?
Switch to Maestro On-Demand Cheque Purchase BPO - a full-service, pay-per-book fulfilment model. Let us print and dispatch chequebooks from our secure facility, on your bank’s behalf.
On-Demand Chequebook Printer

Regulated, Secure, Ready to Deploy

MICR encoding with auto-verification
Secure reject and storage bins
Annual maintenance service available
Ethernet-ready for host integration
Built-in compliance with E13B / CMC7 MICR standards

Get the Full Specs, Footprint & ROI Model.

Download the Rototype CJD 6000 Brochure

Want the numbers, dimensions, and deployment checklist?

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